Parker Co | 5 Reasons Homeownership Makes ‘Cents’


Parker Co | 5 Reasons Homeownership Makes ‘Cents’

Not too long ago, Parker was a sleepy town with dirt roads and wide open spaces.  Today, Parker has maintained it’s small town feel while growing to meet the needs of the many people  who want to live in Parker. According to, as of today’s date, there are 492 homes for sale in Parker at a median listing price of $568000.  The holidays are always a fund time in Parker.  Hometown Holidays kicks off the holiday season during the weekend of Nov 24 – 26th.  And, don’t forget to mark your calendars for the Christmas Carriage Parade on Saturday, Dec. 9 at noon.

Today I want to talk about the Top 5 Financial Reasons you should own your own home in Parker, CO.

The American Dream of homeownership is alive and well.  The personal reasons to own a home are different for every buyer, but there are many basic similarities.

  1. Homeownership is a form of forced savings – Paying your mortgage each month allows you to build equity in your home.  If you choose, you can use this equity for renovations, to pay off high-interest credit card debt, or even send a child to college. As a renter, you guarantee that your landlord is the person with that equity.
  2. Homeownership provides tax savings – One way to save on taxes is to own your own home. You may be able to deduct your mortgage interest, property taxes, and profits from selling your home.  Be sure to always check with your accountant first to find out which tax advantages apply to you in your area.
  3. Homeownership allows you to lock in your monthly housing cost – When you purchase your home with a fixed-rate mortgage, you lock in your monthly housing cost for the next 5, 15, or 30 years. Interest rates have remained around 4% in 2017, marking some of the lowest rates in history. The value of your home will continue to rise with inflation, but your monthly costs will not.
  4. Buying a home is cheaper than renting – According to the latest report from Trulia, it is now 37.4% less expensive to buy a home of your own than to rent in the US. That number varies throughout the country but ranges from 6% cheaper in San Jose, CA to 57% cheaper in Detroit, MI.
  5. No other investment lets you live there – You can choose to invest your money in gold or the stock market, but you will still need somewhere to live. By owning a home, you can wake up every morning knowing that your investment is gaining value while providing you a safe place to live.

Real Estate Bottom Line

Before you sign a new lease or renew your current lease, let’s talk so I can answer your questions and help you better understand all your options.

Source: KCM Marcy Ruberto Blog

To protect your interests and ensure you make the best possible decisions, it’s important you have a knowledgeable agent on your side who is an expert in the local real estate market. As your real estate agent I will:


I am happy to provide you with the most updated strategic information for your home purchase in Parker, Colorado.

To reach me, please call 303-638-6536 or email

Click on the map to search for current listings in Parker, CO


Thinking of Selling Your Home? Let Marcy sell your home with her 10 Proven Strategies. Call or text 303-638-6536 for more information.

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